The four steps are NIE, residencia, padron at the town hall and Seguridad Social for healthcare. Rent for a season before buying, ideally including a winter. Double taxation treaties exist but your tax position needs proper advice. Learning some Spanish is the single biggest factor in whether people settle.
Plenty of people move here. Not all of them stay. The ones who do tend to be the ones who treated it as a project rather than an extended holiday, and who did a winter before they committed.
Here is the practical shape of it.
In this order, because each one tends to need the last.
Requirements differ a great deal by nationality and personal circumstances, and they change. Use a gestor or an immigration lawyer rather than a forum post.
Torrevieja and the surrounding area for value, a big international community and a town that keeps working through winter.
Orihuela Costa for beaches and golf, with a strong Dutch, Belgian and British presence.
Ciudad Quesada and Rojales for space, a pool and a golf course at a lower price, ten minutes inland.
Guardamar del Segura for a more Spanish feel while staying on the coast.
Altea, Javea and Moraira further north, prettier, considerably more expensive.
The advice we give everyone, including people who could buy tomorrow: rent for a season first, and make sure it includes a winter.
Summer here sells itself. January is the test. Some people find the quiet restful and some find it isolating, and you cannot know which you are from a July visit. Renting first costs you a few months and saves some people a very expensive mistake.
When you do buy, budget the usual 10 to 12 percent above the price for taxes, notary and registry fees.
Remote work has changed who moves here, and the internet is good enough across most of the coast to support it. If you plan to work for a Spanish employer or set up locally, that is a different administrative path again.
On tax, Spain has double taxation treaties with many countries, which generally stop you paying twice on the same income. How that applies to your pension, savings or rental income depends on your specific position, and this is the single area where paying for an hour of proper advice before you move saves the most money. Do it before, not after.
Learn some Spanish. You can live here in English, in the sense that it is possible. But the people who settle properly are almost always the ones who made an effort with the language, because it is the difference between living alongside a place and living in it. Local language schools are cheap and the classes are full of people in exactly your position.
The other thing: build a routine. The ones who struggle are usually the ones who arrived with nothing in the diary.
Around 300 days of sunshine, a cost of living that is kinder than most of northern Europe, decent healthcare, an airport at Alicante with flights everywhere, and the ordinary pleasure of eating outside in February. It is not complicated. It is just better weather and a slower pace, and for a lot of people that turns out to be enough.
This is a general overview, not legal, immigration or tax advice. Rules differ by nationality and change regularly. Take proper advice for your own situation.
We are a local team based in Orihuela Costa, and we help people who are moving here find somewhere to live and look after it once they have. +34 658 235 481 or info@casacapitals.com.
A couple of the properties we actually manage on the Costa Blanca.
We have managed 50+ homes on the Costa Blanca from our base in Orihuela Costa. Ask us anything about yours.
Four ways we work with owners, buyers and guests across the Costa Blanca.
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